FORECLOSURE DEFENSE
ATTOURNEY IN SOUTH FLORIDA
If you are delinquent in
mortgage loan payments to
the lender, have been served
with a notice of foreclosure
letter or have received a
mortgage foreclosure
complaint, you have a very
short time to respond. In
many cases, a homeowner and
borrower may begin to lose
precious legal rights in as
little as twenty (20) days.
Any delay may make the
situation you are in worse,
and if a borrower or
homeowner fails to do
anything at all, the
situation may become the
worst case scenario
possible. Florida's mortgage
foreclosure process will
absolutely have serious,
long lasting ramifications
that you may have to deal
with in the future, so it is
absolutely in your best
interests to participate now
while it is occurring. Your
decision to participate now
may preserve, protect and
safeguard valuable legal
rights affecting your future
income, credit worthiness
and income tax consequences.
- Our
representation in your
foreclosure defense action will
provide you with:
-
- The knowledge you will
need to make informed
decisions during this
time period
- -
Our legal compliance
analysis in the loan,
collections, default and
foreclosure defense process
- More time to pursue
all loss mitigation and
alternatives
- More time to
negotiate a payment
workout with your lender
- More time to
save up money to
reinstate your mortgage
- More time to
refinance your mortgage
- More time to
sell your home for fair
market value
- More time to get
over a hardship in your
life so that you can
afford to keep your home
or property
- More time to
qualify for bankruptcy
-
I am behind on my
mortgage payments, what do I
do?
Don't ignore the problem. It
will only make your
situation worse. The further
behind you become, the
harder it will be to
reinstate your loan and the
more likely that you will
lose your house. Prioritize
your spending. After
healthcare, keeping your
house should be your first
priority. Review your
finances and see where you
can cut spending in order to
make your mortgage payment.
Look for optional
expenses-cable TV,
memberships,
entertainment-that you can
eliminate. Delay payments on
credit cards and other
"unsecured" debt until you
have paid your mortgage.
Contact us immediately for a
free consultation.
I am in foreclosure,
what options do I have?
- There are many
options for you to
pursue during the
pre-foreclosure and
foreclosure process.
Below is a list of such
possible options.
- - Do Nothing
- Reinstatement
Plan
- Repayment Plan
- Loan
Modification/Loan
Restructuring
- Loan Refinance
- Loan Forbearance
- Assumption
- Partial Claim
- Pre-Foreclosure
Sales
- Short Sales
- Deed-in-Lieu of
Foreclosure
- Bankruptcy
Should I open and
respond to all mail from my
lender or lender’s attorney?
The first notices you
receive will offer good
information about
foreclosure prevention
options that can help you
weather financial problems.
Later mail may include
important notice of pending
legal action and important
dates. Your failure to open
the mail will not be an
excuse in foreclosure court,
and ignoring these notices
will only make the situation
worse. Before responding,
contact us immediately for a
free consultation. Your
lender will have an attorney
working for them, so should
you.
FORECLOSURE DEFENSE
ATTOURNEY IN SOUTH FLORIDA
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